When you hit retirement, you'll have up to 20-30 years or more of living expenses to pay for.
You may also need up to $100,000 for uncovered medical expenses as you age.
What happens if there is a costly emergency in retirement, which drains a large chunk of your savings away?
There is a lot to prepare for, and not enough time left before retirement to accomplish paying off all your debts and build enough money to cover everything you might need later, all on your own.
We understand your future is based on the financial choices you've made up to today and will be shaped by your choices going forward.
You really need several strategies and tools working for you at the same time, as well as trusted advisors to guide you.
While your advisor works with you to build your savings and income for retirement, our program can help you become completely debt free again, like you used to be.
You have a limited amount of time to prepare for the retirement you're working so hard for and dream about. You need to work on both sides of your finances at the same time to get the highest results.
Having an advisor working on building your wealth while we work on paying off all your debts, allows you to focus on areas only you can take care of. Such as adding new skills or learning what you need in order to get raises and promotions faster in your career.
Now, you should be working with an advisor on building your retirement savings, there is just too much you won't know about on your own, which could cost you later in retirement.
It's not enough to just hope your 401k plan will be enough to pay for retirement (it most likely will not be).
If you're not working with a financial advisor, we are happy to refer you to one.
We believe you should know where you really stand today with your debts. You should see a big picture showing you how much you are on track to paying out right now, and how much of that money you could keep for yourself.
You'll get that when we create your free analysis.