About Us & How We Help You


We appreciate you taking the time to learn more about us.

Since 2000, have been a Boutique Financial Service, meaning we are a small financial firm which provides a highly specialized service.

In addition, our program has always been offered by partner companies who licensed our program as their own. Then we provide our services directly to their clients, to help them become debt free in half the time it would take them on their own.

Our program has helped clients save over 82 million in interest since 2000. Our clients love what we do for them and we feel we have the best jobs in the world.

We recently began working with individual financial professionals in specific areas, such as Central and Southern California, where we do not have an existing partner. This will help us reach more people who want to get out of debt and improve their finances years faster.
Kirk Kanenbley
You have most likely been sent to our site by one of your financial professionals. We work with Mortgage Originators, Financial Advisors, Investment Advisors, Financial Planners, Insurance Agents, Tax Professionals, and more.

We do this because it allows us to focus our time helping the right people, who can take the most advantage of what we do.
Who we help...
If you've been "working on" getting out of debt for years, you're not alone.

It's no easy task to have to split your income up every month between your immediate living expenses, paying your debts, and working on saving enough for retirement. You have your entire life to manage and a limited amount of time and energy every day.

If you are a homeowner with a mortgage, at least 4 other debts, and over $25,000 in non-mortgage debt, you are in the right place.

Getting out of debt, like you used to be, is liberating and life-changing. It's restoring your financial security, reclaiming the freedom you've lost when choices are forced on you by being in debt.

When you're out of debt, you have more options to improve your life and your future.
Why we focus on helping you get out of debt...
When you hit retirement, you'll have up to 20-30 years or more of living expenses to pay for.

You may also need up to $100,000 for uncovered medical expenses as you age.

What happens if there is a costly emergency in retirement, which drains a large chunk of your savings away?

There is a lot to prepare for, and not enough time left before retirement to accomplish paying off all your debts and build enough money to cover everything you might need later, all on your own.

We understand your future is based on the financial choices you've made up to today and will be shaped by your choices going forward.

You really need several strategies and tools working for you at the same time, as well as trusted advisors to guide you.

While your advisor works with you to build your savings and income for retirement, our program can help you become completely debt free again, like you used to be.

You have a limited amount of time to prepare for the retirement you're working so hard for and dream about. You need to work on both sides of your finances at the same time to get the highest results.

Having an advisor working on building your wealth while we work on paying off all your debts, allows you to focus on areas only you can take care of. Such as adding new skills or learning what you need in order to get raises and promotions faster in your career.

Now, you should be working with an advisor on building your retirement savings, there is just too much you won't know about on your own, which could cost you later in retirement.

It's not enough to just hope your 401k plan will be enough to pay for retirement (it most likely will not be).

If you're not working with a financial advisor, we are happy to refer you to one.

We believe you should know where you really stand today with your debts. You should see a big picture showing you how much you are on track to paying out right now, and how much of that money you could keep for yourself.

You'll get that when we create your free analysis.
Some history on us...
The founder of our program started out working to help his clients get out of debt well over 20 years ago.

Over the first few years, he found that clients were not making much if any progress on paying down their debts. He went to work on finding a simple way to solve the problem for them.

Once he nailed down the solution, he started working with other companies to provide our program as their own, where we would do the work as their partner, to help their clients get out of debt with dependable results.

As you saw above, we have been blessed and our program has saved clients over $82 million in actual interest savings since 2000.

When you contact us to get your free analysis, we'll send you information on how this works as well as the link to our BBB page, where we have an A+ rating and over 20 years of history.

We don't list it on this site as we don't want to take business away from our partners, who leverage our long history and A+ rating along with their own.

Why we do not advertise online...
As we mentioned above, our program has been used by companies who offer our services as one of their own, for over 20 years.

We are often asked why we don't advertise online or put time into social media. There are 2 reasons for this.

The first is we would be wasting resources and competing against our long term partners, who continue to send clients to us to service and get out of debt.

The other reason we do not advertise online is it brings in a heavy percentage of people who have waited too long to focus on their finances.

They are now in too much debt to dig out of it and need a hardship program, which we are not.

Working with financial professionals helps us focus our time on those who can best take advantage of what we can do for them, at the best time to help them.

In addition to the guaranteed savings we create for you, there are ways to leverage our program with your financial advisors to create more savings and build a bigger retirement income. We'll show you how that works.

When you see what we can do for you, you'll thank your advisor for sending you to us.
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If you have any questions, please feel free to email us using our contact page link below.
We'll have Kirk contact you by the next working day if not sooner.